Investment in today's world is getting increasingly more complex. There are a plethora of investment vehicles introduced by the financial institutions. Many of these investment vehicles serve the interests of the entities that created them rather than the needs of the investors.

Individuals and families who have significant wealth and assets to invest can afford to hire well-informed advisers from resourceful institutions to provide them with sound advice and expert opinions. But middle-class individuals of working families do not have this luxury. They do not have high levels of wealth to attract the attention of wealth management companies, nor do they have time to thoroughly investigate on their own the best investment options. They are often left with financial "advisers" who push "investment" products that are ill suited for their financial goals, such as insurance annuity and high-cost mutual funds.


How is FHL different?

  • Low-cost: we employ direct investments in stocks and bonds to cut out middle-men
  • Transparency: we are paid ONLY in one way, a percentage of the assets we manage for our investors
  • Tax-efficiency: we employ a long term investment strategy that seeks to defer capital gains and maximize long term return
  • Customized advice: we design an investment portfolio specifically for your financial situation and investment goal


Who is Paul Q Li?